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Receivables Solutions

 

Streamline your payment collection while supporting a better customer experience.

  • ACH Debits
  • Cash Vault Services
  • Lockbox Services
  • Merchant Services
  • Mobile & Remote Deposit
  • Healthcare Revenue Cycle Management

Get started

ACH Debits

Securely collect payments by pulling funds from authorized accounts. 

What you get & how it works:
  • Faster, Reliable Payments
    Accelerate collections and improve funds availability.
  • High-Volume Processing Options
    Manage batch submissions with file uploads, FTP capabilities, or reusable templates within our portal.
  • Automated Collections
    Set up recurring debits to reduce manual work and ensure consistent cash flow.
  • Secure, Verified Transactions
    Encrypted processing and verification protocols help protect sensitive data and reduce risk.
  • Customer-Friendly Experience
    Deliver reliable, consistent, on-time payment processing.

Mobile & Remote Deposit

Deposit checks quickly with electronic tools that save time, reduce risk and improve cash flow.

What you get & how it works:
  • Anywhere Access
    Deposit checks from virtually anywhere using a mobile device.{295}
  • Accelerated Deposits
    Process multiple checks in a single deposit transaction to improve efficiency and streamline your workflow.
  • Improved Oversight
    Easily track, search, and retrieve deposit records with built-in reporting tools.

Cash Vault Services

Improve operational processes, reduce risk, and improve liquidity related to cash handling.

What you get & how it works:
  • Start with General Cash Vault for flexible, straightforward cash management.
  • Upgrade to SmartSafe for advanced security and automation.
  • Add Internet Change Orders to easily request specific bills or denominations online for both General Cash Vault and SmartSafe.

Lockbox Services

Streamline how your business receives, deposits, and records physical checks with a scalable solution.

What you get & how it works:
  • Secure Payment Collection
    Customer checks are sent to a Simmons Bank managed P.O. box for safe, centralized handling.
  • Daily Deposits & Imaging
    Checks are deposited with all documents imaged and indexed for faster access to funds and payment details.
  • Automated Reconciliation
    Automate payment posting and reduce manual errors with optional auto-posting files.
  • Enhanced Research Tools
    Online access to payment related documents and detail through a variety of searchable fields.

Merchant Services

Create a better customer buying experience with easy and flexible payment acceptance options.

What you get & how it works:
  • Omnichannel Payment Acceptance
    Accept all major cards (Visa®, MasterCard®, AmEx®, Discover®, PayPal®, debit) in-store, mobile, or online.
  • Customizable & Scalable
    Tailored pricing, POS integration, and credit card optimization tools adapt to your business size and industry.
  • Fast, Reliable Funding
    Receive funding as soon as the next business day.{296}
  • Faster Checkout Experience
    Enable contactless and EMV chip payments to reduce friction and speed up transactions.
  • Built-In Security & Compliance
    Advanced tools support PCI DSS compliance and help protect customer data.

Healthcare Revenue Cycle Management

Accelerate payments with HIPAA-compliant processing designed for healthcare practices and facilities of any size.

What you get & how it works:
  • Streamline high‑volume receivables
    Efficiently manage large volumes of patient and payer payments with automated processing and reporting.
  • Optimize cash flow
    Leverage expert insight into receivables and balances to improve liquidity and cash flow planning.
  • Enhance fraud protection
    Strengthen security with HIPAA compliant controls and monitoring designed to help protect sensitive healthcare payment data.
  • Reduce administrative burden
    Minimize manual tasks, errors, and rework through integrated workflows and electronic access to payment information.

Have questions or ready to get started?

 

Fill out the form below, and a Treasury Management Officer will follow up to help with your next steps.

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  • {1} Subject to approval. Restrictions apply.
  • {293} 

    Treasury Management services and features may vary based on account setup and eligibility.

    See Terms and Conditions for details.

  • {295} Data connection required. Wireless carrier fees may apply.

  • {296} Funding timing depends on transaction settlement and batching. Delays may occur if transactions are not batched or settled as expected.